Baby Steps on the Way to My Mortgage

As mentioned in the “About Me” section, I would like to purchase my childhood home for Kev and I to live in but don’t stand much of a chance of getting a mortgage at this point.

When I made the move from city to rural area six months ago, I swore the first thing I would do was make a bank appointment to inquire about a mortgage or what would be required of me in order to get a mortgage.  I made the call yesterday and my appointment is for next Tuesday, September 7.  I’m immensely pleased with myself for having taken that step!

My credit rating is in very poor standing and has been since midway through nursing school.  Or at least I’m assuming it is; I haven’t had the courage to request any credit reports from Equifax or Transunion for well over three years now.

Lots of work to do in the house and on the yard.

Ordering my credit reports has been on my to-do list for at least two years and I just won’t do it and I’m unsure of the reason is for my procrastination.  Perhaps I’m scared to see the real gravity of my situation?

Regardless of the reason, I have the phone numbers of the two companies written in my dayplanner and will be making the calls at work during a break today.

At 42, I’m still quite young and energetic, but let’s face it, I’m running out of time to procrastinate and ignore my financial situation.